Our products
Choose the package that suits your car and your wishes. That way you can be sure of cover that matches what matters to you. Our WA+ insurance was named Best of Test by the Dutch Consumers' Association straight away.
(Third-party liability)
Covers damage you cause to others with your car: to their car, their property or themselves. Required by law for every car owner. (Note: does not cover damage to your own car.)
Most chosen for cars 12 years or older
(Also known as: limited comprehensive)
Also covers damage to your own car that is not your fault. Think of theft, fire and storm.
Most chosen for cars 6-11 years old
(Also known as: fully comprehensive)
Also covers damage you cause to your own car. The best choice if you want maximum peace of mind.
Most chosen for cars 0-5 years old
Always the best car insurance
Basic |
Comfort |
Premium |
|
|---|---|---|---|
|
Bodily injury
|
Up to €7.00 m per incident |
Up to €7.25 m per incident |
Up to €7.5 m per event |
|
Material damage
|
Up to €2.5 m per event |
Up to €2.5 m per event |
Up to €2.5 m per event |
|
Minimum term
|
1 year |
1 year |
Cancellable daily from the start |
|
Replacement car
|
Up to 15 days during repair |
Up to 21 days during repair |
Up to 30 days during repair |
|
Cover
|
Up to €80,000 per incident |
Up to €100,000 per incident |
Up to €120,000 per incident |
|
Accessories
|
Up to €5,000 based on current value |
Up to €6,000 based on purchase value |
Up to €8,000 based on new value |
|
Repayment period for restoring claim-free years
|
24 months |
24 months |
24 months |
|
New-value settlement, standard
|
1 year |
2 years |
3 years |
|
New-value settlement, incl. extended new value
|
3 years |
4 years |
5 years |
|
New-value settlement compensation
|
Up to €110,000 incl. VAT |
Up to €130,000 incl. VAT |
Up to €170,000 incl. VAT |
|
Compensation at new value
|
100% of the original new value |
Based on the current new value |
Based on the current new value |
|
Purchase-value settlement, maximum age of car
|
5 years |
6 years |
7 years |
|
Purchase-value settlement, standard
|
Up to 1 year after purchase |
Up to 2 years after purchase |
Up to 3 years after purchase |
|
Purchase-value settlement, incl. extended purchase value
|
Up to 3 years after purchase |
Up to 4 years after purchase |
Up to 5 years after purchase |
|
Compensation at purchase value
|
Up to €90,000 incl. VAT |
Up to €110,000 incl. VAT |
Up to €150,000 incl. VAT |
|
Damage to passengers' belongings
|
Clothing and hand luggage only |
Covered |
Covered |
|
Damage to the sunroof
|
Not covered |
Covered |
Covered |
|
Consequential damage to luggage
|
Not covered |
Not covered |
Covered |
|
Riots
|
WA+ Basic: Not covered, All Risk Basic: Covered |
WA+ Comfort: Covered; All Risk Comfort: Covered |
WA+ Premium: Covered; All Risk Premium: Covered |
|
Transport damage
|
WA+ Basic: Not covered, All Risk Basic: Covered |
WA+ Comfort: Covered; All Risk Comfort: Covered |
WA+ Premium: Covered; All Risk Premium: Covered |
|
General average during transport by water
|
WA+ Basic: Not covered, All Risk Basic: Covered |
WA+ Comfort: Covered; All Risk Comfort: Covered |
WA+ Premium: Covered; All Risk Premium: Covered |
|
Gnawing damage caused by animals
|
WA+ Basic: Not covered, All Risk Basic: Covered |
WA+ Comfort: Covered; All Risk Comfort: Covered |
WA+ Premium: Covered; All Risk Premium: Covered |
Would you like extra cover, certainty and convenience?
you exactly.
After an accident, reimburses the losses suffered by the driver and the passengers. Think of damaged clothing and belongings, medical costs and loss of income due to injury.
Provides legal help with damage or disputes involving your car. For example if you want to recover damage from the other party after an accident. Or if you have a dispute with a BOVAG garage about a purchase or maintenance.
You choose the garage where the damage is repaired. You pay no extra excess for this.
Extension of the new-value settlement by 24 months. That way you do not lose your right to full cover while your car is still worth it.
Breakdown assistance throughout the Netherlands, including when your car is parked outside your home.
Breakdown assistance on the road throughout Europe, including in the Netherlands.